Good for you for not being in debt!

I'm not either, but I have no job and only $200 remaining. I told people I'd have upgraded my DJ equip for next set....and it's in 2 weeks. I'm screwed.

no debt yet as my education is funded by the loyal tax payers.
But there's a chance I need to take student loan at some point, in case I move to a more expensive flat for example.