the cost of education will not be solved until the middle classes can get a quality higher education without the upper class and aspirational "college experience" aka "adult disney".
the for-profits could quickly serve this need but they have also been encouraged to rack up the big bucks while providing a sub-par education due to federally subsidized loans which again incentivize overpaying rather than cost-cutting and optimization. plus they overwork and underpay unqualified instructors = more scam.
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