[cars_willkillyou]

not referring to the popular book series that takes place after all the christians are gone. Although, i would like to speculate what that would be like.

I have been caught in the whirlwinds of the real world. As I finally started to emerge from poverty, stress, and stagnant life, I was quickly brought back down, lower than before. I am making great money, I am finally back in school, and things were going very well.

Then I get a call from a collection agency. Apparently I owe $1600 for an apt I broke the lease of 3 years ago. I forfeited my deposit (two months of rent) when i broke the lease, and i was told at the time, it was said and done with. I received no letter, no bill, no phone call, no email for three years. 3 YEARS! Then I get a call saying if i do not pay $1600 within the next 30 minutes my stepfathers nearly perfect credit (he cosigned the lease way back when as a parental guarantor) will be ruined. So negotiations were made, and now i have to pay (what i believe to be completely unjust, unfair and downright fucked up) $200 a month. Classes started for me last week. Which means i have to buy books. Good thing books are cheap. Good thing they only cost $300. And to top all of this off for the month of october, 3 nights ago i get pulled over for no apparent reason. Apparently my license was suspended because my insurance lapsed and there is a flag on my tag number. A cop was tailing me at 2 am, ran my tag and pulled me over. Took my ID, so now i cant buy alcohol, i cant drive, i cant cash pay checks, i cant open a bank account, i cant even buy cigarettes at most places because i look like a 16 yr old. I cant get a new id because i work and go to class during hours that the DMV/courthouse is open, plus its a very far bike ride. Not to mention in order to get back behind the wheel, its gonna cost a lot of money that i havent even thought about yet. Estimation would be around 400-500.

I have been very irresponsible i suppose in the past. But I knew i needed to get insurance. I didnt know that without it my license would be suspended. I didnt know just because i didnt pay insurance companies, i could instantly become a virtually non-citizen. disinfranchised from the simple pleasures and freedom of nicotine and beer. Prohibited from access money that I work my ass off to help me pay and save for mistakes of the past.

October fucking sucks. I am gonna be a zombie hippie for halloween and go around south florida on my bike and attempt to infect the millions of socially undead with peace, love, and hunger for flesh and brains. Thats all i want. Thats all everyone wants, right?

Fuck that. I want money dammit. I'd rather be a sell out than be enslaved by debt.

I hate recessions. I wish it was just recess. I was so much better at that.

[cars_willkillyou]

point i forgot to make. the whole point of the post:

I have not forgotten about the board. Merely distracted by circumstances, as well as the never ending search for happiness, comfort, love and lust. Even if its only fleeting moments and artificial. Permanent and consistent may one day be found, but until then i get it when and how ever i can.

and these days its not very often.

So how is the recession treating everyone else?

[pbradley]

TL; DR

However I did catch that you weren't talking about dine-n-dash Rapture. Though I remember somebody asking me if I believed in it....

[shentov]

shit, maan!

[tesla69]

let the sleeper awaken

[cars_willkillyou]

im awake and ready for revolution.

[cars_willkillyou]

Originally Posted by shentov

shit, maan!

my sentiments exactly.

[cars_willkillyou]

Originally Posted by pbradley

TL; DR

However I did catch that you weren't talking about dine-n-dash Rapture. Though I remember somebody asking me if I believed in it....

i dont know what those acronyms stand for.

[!@#$%!]

Originally Posted by cars_willkillyou

Apparently I owe $1600 for an apt I broke the lease of 3 years ago. I forfeited my deposit (two months of rent) when i broke the lease, and i was told at the time, it was said and done with. I received no letter, no bill, no phone call, no email for three years. 3 YEARS! Then I get a call saying if i do not pay $1600 within the next 30 minutes my stepfathers nearly perfect credit (he cosigned the lease way back when as a parental guarantor) will be ruined. So negotiations were made, and now i have to pay (what i believe to be completely unjust, unfair and downright fucked up) $200 a month.

zoom in:

Originally Posted by cars_willkillyou

negotiations were made

before we go off with the commiserations, i have to ask-- who the fuck made these "negotiations"?

[pbradley]

Originally Posted by cars_willkillyou

i dont know what those acronyms stand for.

"too long; didn't read"

Kind of an internet joke about really long posts.

But I did read it. And I hear yah. I have to find a better job or I'm going to move back to my parents. The future is bleak.

[Glice]

Originally Posted by cars_willkillyou

I'd rather be a sell out than be enslaved by debt.

There is no selling out. There's a shit series of circumstances, which you've found. I think most people have been in dire straits (not the band) at some point. It's annoying, particularly when you're studying. Keep your head up son.

[pbradley]

Originally Posted by !@#$%!

before we go off with the commiserations, i have to ask-- who the fuck made these "negotiations"?

Also did they say they would let you see the lease? Could be a scam.

[pbradley]

Originally Posted by Glice

There is no selling out. There's a shit series of circumstances, which you've found. I think most people have been in dire straits (not the band) at some point. It's annoying, particularly when you're studying. Keep your head up son.

Dire Straits have sold out.

[cars_willkillyou]

they mailed me the lease. theres no way out of it.

Im not very good at negotiating with collection agencies. They asked if i could do 200 a month, and i said it is much more likely that i could do 200 a month than 1600 in 30 mins

[!@#$%!]

Originally Posted by cars_willkillyou

they mailed me the lease. theres no way out of it.

Im not very good at negotiating with collection agencies. They asked if i could do 200 a month, and i said it is much more likely that i could do 200 a month than 1600 in 30 mins

bullshit man. "$1600 in 30 minutes" is a load of bullshit. i'd laugh them off the phone & say "call me back when you're ready to be serious" & hang up.

it's like a game of chicken. make them blink first.

guess it's too late though.

but do you have legal aid in your school? you should be able to get some advice on this bullshit.

ps- on the matter of debts, they have to freeze EVERYTHING if you say "i've hired a lawyer". of course you have to offer up his/her number then. but you can say "i lost his business card! let me call you back with it..."

[cars_willkillyou]

thanks for the advice. I am gonna find out about the legal advice thing tomorrow

[Kloriel]

come out and playyy eehhh hey

[cars_willkillyou]

im not a warrior.

[!@#$%!]

Originally Posted by cars_willkillyou

thanks for the advice. I am gonna find out about the legal advice thing tomorrow

at the time you should have contested the charges in court, i dont know if you still can but it's worth a try, no?